An average of 96 people is diagnosed with cancer every day in Hong Kong1 and in particular, people aged between 20-44 have seen an increase of 13%2 in the last 8 years. Unfortunately, younger generations are becoming more susceptible to critical illnesses.
With an average waiting time of 2 years or more3 for public medical care, it is essential to consider the need of health protection regardless of what life stage you are at. But the question is, which one should you get? Medical insurance (Voluntary Health Insurance Scheme a.k.a VHIS) or critical illness insurance?
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